
Many affiliate networks focus on e-commerce, SaaS, or high-ticket products, but bill payments (utilities, subscriptions, telecom, etc.) offer a recurring revenue model that can stabilize earnings.
Why bill payments work well for affiliates:
- Predictable commissions (users pay bills monthly)
- High retention rates (people rarely switch providers)
- Low customer acquisition cost (easy to promote via cashback/rewards)
Referral Programs: The Hidden Growth Engine
A strong referral program turns affiliates into brand advocates. By offering 10%+ commissions on referred affiliates’ earnings, networks create a self-sustaining growth loop.
A strong referral program turns affiliates into brand advocates. By offering 10%+ commissions on referred affiliates’ earnings, networks create a self-sustaining growth loop.
Best practices for referral programs:
- Simple tracking (unique referral links in the dashboard)
- Transparent payouts (real-time earnings visibility)
- Tiered incentives (bonuses for top recruiters)
How an Affiliate Network Helps You Scale
- Automated Tracking & Payouts – No manual work, just scalable earnings.
- Multi-Tier Commissions – Earn from direct referrals + their referrals.
- Global Reach – Partner with billers in different regions.
Example: Fomento’s platform lets affiliates earn from bill payments and recruit others, compounding their income.
Key Takeaway: Combining bill payments + referrals creates a sticky, scalable business model for affiliate networks.

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